MOON sentiment is rising to levels we saw in 2017, and I do agree that things are different this time, BUT as with any investment, you should always expect that ANYTHING can happen. There WILL be another healthy sizable pullback. It's a matter of WHEN, not IF. Could be today, tomorrow, next year or in 5 years. Odds are that it will be sooner, rather than later. For the average person who can only spare a small percentage of their income, my advice would be to invest as below (or some sort of variation of the below): Dollar Cost Averaging (DCA) - Pick your favourite exchange and set up automatic buys. Daily, weekly, fortnightly, monthly - whatever you can SAFELY afford. You don't want to feel like you have to sell at some stage if you are running low on fiat. Set and forget. HODL. Lump Sum Purchasing* - Take 25-50% of the amount you calculated for DCA'ing, and instead put it aside in an account for two reasons. Buying The Dip - Pretty self explanatory really. Buy whe...